What does the insurance cover?
$1M third-party liability, agreed-value physical damage, $500K UM/UIM, roadside, replacement vehicle.
Liability
$1M per occurrence in third-party liability coverage. Covers bodily injury and property damage you cause to others. Higher limits available on request through your dashboard.
Physical damage
Agreed-value comprehensive and collision coverage. The full retail value of the vehicle is agreed at policy inception and paid in the event of a total loss, no depreciation arguments. Includes theft, fire, weather, vandalism, and collision.
Uninsured / underinsured motorist
$500K UM/UIM. If someone hits you and they don't have adequate coverage, you're not stuck with the bill.
Roadside + replacement
If a vehicle breaks down or is in an accident during your booking, RYDA dispatches a replacement vehicle of similar tier within 4 hours.
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