Insurance

The hardest part of supercar ownership, handled.

Insuring a $300,000+ vehicle that's used by multiple drivers with varying experience is a non-trivial problem. RYDA carries a commercial fleet policy underwritten for exactly this, agreed value, multi-driver, supercar-rated.

Coverage at a glance

Third-party liability

$1,000,000 combined single limit. Covers bodily injury and property damage to others.

Agreed-value physical damage

Pre-set replacement value for each vehicle. No haircuts at total-loss settlement.

Multi-driver coverage

Every approved RYDA member is named insured during their booking window.

Roadside assistance

24/7 dispatch and replacement vehicle for any covered breakdown.

Storage coverage

Vehicles in RYDA partner storage are insured against theft, fire and natural disaster.

Honest exclusions

We tell you up front what's not covered, so there are no surprises after a claim.

×Wear-and-tear items: tires, brakes, fluids, light scratches.
×Damage caused by gross negligence (driving while impaired, racing, off-road use of street cars).
×Damage during unauthorized use, drivers not approved by RYDA.
×Loss of personal property left in the vehicle.
×Travel outside the continental US (special coverage available for cross-border bookings on request).

If something happens

We've made the claim process the opposite of every car-rental horror story you've ever heard.

Call RYDA

One number, 24/7. We dispatch roadside, arrange a tow if needed and get you mobile.

Document

The RYDA app walks you through photo + statement collection. Don't worry about getting it perfect, just capture the scene.

We file

RYDA opens the claim with our carrier. You don't need to call your own insurance.

Resolution

Most claims close within 30 days. You're not invoiced for any covered items.

Have specific questions?

Insurance details vary by vehicle and booking type. Talk to a membership advisor for the specifics.

Talk to an advisor