RYDA
Cost & Savings Overview
2023 · Rolls-Royce · Stored in New York · 2-year planned exit doctrine (2 yrs OR 60,000 mi, whichever first). Asset-backed LLC co-ownership.
| Costs sole purchase | Costs RYDA co-owner | |
|---|---|---|
| Purchase price | $480,000 | $48,000 |
| One-time closing fee | — | $1,500 |
| Acquisition costs total | $480,000 | $49,500 |
| Acquisition savings | — | $432,000 |
| Line item | Sole owner | RYDA · 1 share |
|---|---|---|
| Insurance, agreed-value | $13,920 | $1,894 |
| Service & maintenance | $9,860 | $1,302 |
| Storage & preparation | $6,380 | $829 |
| Reserve allocation (notional) | $27,840 | $3,670 |
| RYDA service fee | — | $4,144 |
| Total annual | $58,000 | $11,840 |
| Annual savings | — | $46,160 |
Per-line splits illustrative; actual expense categories vary quarter to quarter and are reported on the LLC's books. "Reserve allocation" is the periodic set-aside a prudent owner holds against eventual depreciation, it is not paid out, and the realized depreciation hit is captured separately at exit in the resale figure below (no double-counting).
| Sole owner | RYDA · 1 share | |
|---|---|---|
| Total cash out | $596,000 | $71,680 |
| Resale at exit (90%) | + $432,000 | + $43,200 |
| Net cost over 2 years | $164,000 | $28,480 |
| 2-yr savings vs sole | — | $135,520 |
At the default 50% rental-pool occupancy, your 1 share earns $11,700 /yr in rental income. Same 10% depreciation assumption applies; the all-inclusive annual-carrying line above stays unchanged.
Rental income · 2 yrs
+ $23,400
Net (2 yrs)
= − $5,080-7.09%
Days / share / yr
32
Miles / share / yr
3,200
Total shares
10
Hold period
2 yrs · 60K mi cap