What if a co-owner stops paying?

The Operating Agreement has remedies, typically a 30-day cure period, then forced sale of the delinquent share. RYDA's reserve covers operations during cure so other owners are unaffected.

Cure period

If a co-owner misses a quarterly management fee or a special assessment, the LLC's Operating Agreement triggers a 30-day cure period. The delinquent member receives written notice and has 30 days to make the payment plus a small late fee.

If they don't cure

The LLC can force transfer of the delinquent share to another verified member at the most recent reference value. Proceeds first cover the unpaid amount, then any LLC-level transaction costs, then the rest goes to the former member. The remaining co-owners aren't on the hook for the unpaid amount, the share itself secures the obligation.

Why it doesn't disrupt operations

RYDA maintains a vehicle-level operating reserve at the LLC (built into the annual management fee) that covers ongoing operating costs during a delinquency-and-cure cycle. So while the legal process plays out, the vehicle stays insured, stored, and bookable for the other co-owners.

Forced sales are rare. RYDA underwrites every member upfront and the Operating Agreement caps the cumulative exposure of any single non-paying member.

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